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Private or Optional Auto Insurance Victoria BC
Great News! Discovery Insurance has a new auto policy providing an alternative to your optional auto insurance needs in Victoria BC. Competitive premiums, lower deductibles, and many value-added coverages are available with the AutoPlus policy for drivers with good claims history, like:
- Emergency Road Service (ERS):
- ERS provides 24 hour roadside assistance throughout Canada and the USA.
- ERS provides a generous coverage limit of $250 per call to the nearest repair shop or 30 km to the destination of your choice, with no annual limit of calls.
- ERS covers any car driven by the Principal Operator of an AutoPlus policy, not just your personal vehicle.
- ERS can be directly billed to the insurer so you’re not out of pocket waiting for reimbursement.
- First Accident Forgiveness:
- No penalty applies to your discount level if you have an at-fault accident the first time under your AutoPlus policy, saving you money when it’s time to renew.
- Policy Claims:
- Superior and prompt claims handling.
- Emergency claims service is always available 24 hours a day.
- Direct Repair Facilities (DRF):
- There’s always an approved shop nearby for vehicle repairs covered by the AutoPlus policy.
- Receive a lifetime guarantee on repairs completed by a DRF for as long as you own the vehicle.
- Get unlimited loss of use coverage for a rental vehicle while your own car is being repaired by a DRF.
- Destination Protection:
- Get reimbursed up to $100 for unexpected substitute transportation expenses if your car is involved in a collision, theft, vandalism or mechanical breakdown to continue to where you were driving or return home.
- Better Replacement Cost for new vehicles:
- Get better Replacement Cost value for your new car with AutoPlus. Providing sufficient damage, vehicle replacement instead of vehicle repairs qualifies easier compared to other auto insurers.
All of these coverages are included in the AutoPlus policy package. Contact us today for more information!
*This is a partial summary of Family Insurance Solutions’ AutoCover product. Please refer to the Standard Automobile Policy wording for complete details.
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