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It’s important to know what medical expenses qualify for tax credits. Unfortunately many Canadians do not know how many credits they might be eligible for. These include devices, modifications and services from practitioners for medical treatments. You can claim certain costs that are not paid for by a provincial or private plan for you, your spouse and dependent children under 18.
If you have private coverage or are paying any portion of your health and dental plan premiums at work these premiums qualify for a tax credit too.
The term medical practitioner includes a range of health care professionals. To qualify for the medical expense tax credit, health care professionals must be licensed or certified by a governing body to act as a medical practitioner in their province or territory. To see the complete list go to CRA’s website: www.cra-arc.gc.ca/medical.
Here is a list of commonly authorized medical practitioners:
- Medical doctor
- Nurse practitioner
- Occupational therapist
- Massage therapist
- Respiratory therapist
- Dental hygienist
- Speech language pathologist
Treatments, devices and modifications
A wide range of medical expenses may be eligible for the tax credit. To quality, the expenses must be prescribed or provided by a medical practitioner or a hospital. Here is a list of some common eligible medical expenses:
- Medical and dental services
- Orthodontic work
- Prescription drugs
- Lab tests
- Attendant care expenses
- Nursing home care
- Ambulance service
- Cancer treatment
- Diabetes supplies
- Reasonable travel-related expenses for medical services
- Specially trained service animals
- Transplant costs
- Lip reading or sign language training
- Training a person to provide care for an infirm dependant
- Tutoring services for a person with a learning disability or mental impairment
Another commonly missed medical expense is premiums for travel insurance so remember to keep those receipts as well.
More information on what’s covered can be found at www.cra-arc.gc.ca/medical. If in doubt, keep your receipts throughout the year with a note explaining what each expense was for, and ask your accountant about them at tax time.
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